Wholesaling Real Estate In Denver, CO In 2026?

Population 711,463 · #19 largest of the 500 cities we rank · data for October 2026

Market tierAStrong market
REI CASH INDEXData by REI Cash Index · October 2026
Pivot your market in 5 minutes. See Denver's cash sales, months of inventory, rank, pending and sold — and every city side by side.
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Sources: Zillow Home Values · Zillow active listings · cash sales Sep 1, 2025 – Sep 1, 2026 compiled by REI Cash Index

Denver, CO wholesaling: key facts

  • Denver, CO is a A-Tier market for real estate wholesaling (strong market), scored 28 of 36 points by REI Cash Index for October 2026.
  • Homes in Denver average 32 days on market before going pending (last checked Oct 15, 2026 from Zillow).
  • The average home sale price in Denver is $521k (data from Zillow Home Values).
  • Denver has a population of 711,463, the #19 largest of the 500 U.S. cities REI Cash Index ranks.
  • Denver has 3,721 active home listings (last checked Oct 15, 2026 from Zillow).
  • Colorado is a title company state, which works in a wholesaler's favor: closings usually run through a title company (escrow), and a wholesaler-friendly title company closes assignments and double closes faster and with less back-and-forth than an attorney.
  • Colorado has no wholesaling-specific statute in REI Cash Index's October 2026 review; general contract and real estate licensing law still applies.
  • REI Cash Index lists 5 wholesaler-friendly title companies & attorneys (closers that already handle assignments and double closes) and 5 novation-friendly agents in Denver.

Source: REI Cash Index, October 2026 (Zillow listing data and county cash-sale records).

About the Denver, CO housing market

Denver ranks as an A-Tier wholesaling market with a population of 711,463 and an average sale price of $520,947. You will navigate an established metro with diverse housing stock, from older urban bungalows to suburban subdivisions. Properties move at a brisk pace, averaging 32 days on market. However, with 3,721 active listings, the market carries elevated inventory, meaning buyers have choices and marginal deals will get overlooked.

Even with substantial inventory to compete against, the fundamentals work in your favor. Denver features both a big seller pool and a deep cash-buyer pool. When you target motivated sellers with tired rental properties or heavy deferred maintenance, local investors are ready to deploy capital.

Wholesaling real estate in Denver

Focus your marketing on distressed properties where sellers prioritize speed and convenience over top-dollar retail listings. Because Denver is hard for novations and carries heavy inventory, stick to proven exit strategies: classic wholesale assignments, double closes, or wholetails. You can comfortably assign contracts to an active investor base of flippers and landlords, with closings usually handled by a title company via escrow. From a compliance perspective, no wholesaling-specific statute was found in our October 2026 review. Lock in steep discounts upfront to ensure your cash buyers see clear margin despite competing on-market inventory.

Is Denver good for wholesaling and novations?

Wholesaling (assignments)

Wholesaling can work

  • ✓ Deep cash-buyer pool
  • ✓ Big seller pool
  • ✕ Too much inventory
Novations

Hard for novations

  • Homes average 32 days on market, an average pace for retail listings.
  • Inventory is high, so retail buyers have choices and negotiate.
  • An average price of $521k leaves room for a retail spread after agent fees.
5 novation-friendly agents ↓
Who closes in Colorado

Title company state

  • Colorado closings usually run through a title company (escrow), a plus for wholesalers: title companies tend to close assignments and double closes faster than attorneys.
  • Colorado has no wholesaling-specific statute in our review.
5 wholesaler-friendly title companies ↓

Based on this month's numbers and REI Cash Index rules. Attorney / title-company practice and state rules are a summary, not legal advice.

Colorado wholesaling rules: no wholesaling-specific statute in our October 2026 review. General contract, marketing and licensing rules still apply.

What makes Denver a good market

  • Deep cash-buyer pool. Cash sales over the last 12 months are among the strongest of the cities we track — more end buyers to assign to.
  • Big seller pool. 711,463 residents means a large pool of distressed and motivated sellers to market to.

What makes Denver a hard market

  • Too much inventory. Months of inventory is in buyer's-market territory. Cash buyers can wait for the next price drop, so they offer low or pass.

Best exit strategies for Denver

Ranked for Denver on this month's numbers. Open a card for the step-by-step.

1

Assignment (classic wholesale)

You put the house under contract, then sell your right to buy it to a cash buyer for an assignment fee. You never take title.

Why it fits Denver
  • Cash buyers are active here, so assigned contracts find takers.
How it works

Step by step

  1. Sign a purchase contract that lets you assign it (buyer named "your name and/or assigns"), with an inspection period long enough to find a buyer.
  2. Open escrow with a title company or attorney that closes assignments, and send them the contract on day one.
  3. Market the deal to your cash buyers; collect a non-refundable deposit from the buyer you pick.
  4. Sign an assignment agreement: the buyer steps into your contract and pays your fee at closing.
  5. The buyer closes with the seller; your fee shows on the settlement statement.

What you need

  • A contract that allows assignment
  • A closer that accepts assignments (see the list on this page)
  • A buyers list and proof of funds from your buyer

Costs

Lowest-cost exit: one closing, paid by the buyer. Your fee is visible to the seller and the buyer.

Watch out for

  • Some states require written disclosure or a license to assign (see the state rules on this page).
  • A large visible fee can upset a seller or buyer at the table; a double close keeps it private.
  • FHA / bank-owned and some short-sale contracts can't be assigned.
2

Double close

Two closings back to back, usually the same day: you buy from the seller (A to B), then sell to your end buyer (B to C). Your profit stays private because each side sees only its own settlement statement.

Why it fits Denver
  • At $521k on average, fees are large: a double close keeps them off the buyer's statement.
  • Plenty of cash buyers to line up the B-to-C side.
How it works
Wet (funded) double close

You pay for the A-to-B purchase with your own cash or transactional funding, the deed records to you, then you sell B-to-C. Accepted by most title companies and underwriters.

Dry double close

The end buyer's (C's) money pays for your A-to-B purchase in the same session. Many title companies, underwriters and lenders don't allow it, so ask first and get it in writing.

How to get transactional funding

  • Transactional funding is a 1–2 day loan that pays for your A-to-B purchase and is repaid from the B-to-C sale.
  • Lenders usually want: both signed contracts, the end buyer's proof of funds or loan approval, and a title company they approve.
  • Typical cost is a percentage of the loan (often in the 1%–3% range) plus a flat fee, paid from your proceeds. Compare quotes.
  • Line up the lender before you sign the end buyer: send the lender's requirements to your title company and confirm both closings can fund the same day.

Step by step

  1. Sign the seller contract (A-B) and the end buyer contract (B-C) for the same property.
  2. Pick a closer that does double closes (wet or dry) and tell them up front which one.
  3. For a wet close, arrange transactional funding (or your own cash) for A-B.
  4. Close A-B, record the deed, then close B-C right after; the B-C proceeds repay the funding and pay you.

What you need

  • A closer that does double closes
  • Transactional funding or your own cash (wet)
  • An end buyer whose funds are ready the same day

Costs

Two sets of closing costs (and in some states two transfer taxes) plus the funding fee: budget it into your spread.

Watch out for

  • Retail buyers with FHA loans may face "seasoning" rules on a property you owned for only a day.
  • Some states treat repeated double closes as licensed activity; check the state rules.
  • If B-C falls through after A-B closes, you own the house: only close A-B when C is ready.
3

Wholetail

You buy the house, do only cleanup and small repairs, and sell it on the open market to retail buyers and investors, without a full rehab.

Why it fits Denver
  • Ranks well on this month's Denver numbers.
How it works

Step by step

  1. Buy with cash, private money or a short-term loan.
  2. Clean out, paint, fix what blocks financing (roof, HVAC, safety items).
  3. List on the MLS within a few weeks and price for a quick sale.

What you need

  • Purchase money and holding costs
  • A contractor for small fixes
  • An agent or for-sale-by-owner plan

Costs

Two closings, holding costs (interest, taxes, insurance, utilities) and selling costs.

Watch out for

  • You own the house: price drops hit you, not a buyer.
  • Works best when homes sell fast and inventory is tight.

General education, not legal, tax or financial advice. Rules differ by state; confirm with your closer and a local real estate attorney.

Your marketing isn't the problem. Your market is.

You're paying for mail, PPC and skip tracing, or burning afternoons on cold calls, to lock up deals that won't move. When a market slows down, it doesn't matter how good your contract is. Cash buyers stop answering.

  1. Days on market climbHomes sit 45, 60, 90 days before anyone bites.
  2. Supply piles up5+ months of listings for buyers to pick from.
  3. Prices slipSellers cut, comps drop, your spread shrinks.
  4. Buyers back offYour buyers list lowballs you or goes quiet.
  5. The contract diesOr you assign it for a fraction of the fee.

The fix isn't more marketing. It's a market where buyers are hungry, and five numbers tell you which one that is.

Five numbers that tell you if Denver will buy your deals

Each faint dot is one of the 500 cities we rank. The pin is Denver. Locked pins are what members see.

Cash sales: proof the buyers are already here

Thin0–150Building150–500Deep500–1,500

Every cash sale is an investor who closed in the last 12 months. A deep pool means you can build buyer relationships fast, assign in days, and pivot into a new market with confidence instead of hope. A thin pool means you can lock up a great contract and have no one to sell it to.

Members see Denver's exact cash sales, cash market value and cash buyer rank. Unlock for $29

Stop guessing your market. Pick it.

REI Cash Index puts every number above in front of you for Denver and every city we track, so you can decide where to pivot with real data. You save on marketing, spend less time talking to sellers you can't help, and sell your deals faster.

  • Cash sales and cash market value for the last 12 months
  • Months of supply, pending and sold listings, worked out for you
  • Cash buyer rank for 2,500+ U.S. cities, side by side
  • Wholesaler-friendly title companies, attorneys and novation agents, with contact details
  • New numbers every month, so you see a market turn before your buyers do

What picking an easier market gets you

  • Lower cost per leadYour marketing lands in zip codes where sellers and buyers both show up.
  • Fewer wholesalers racing youLess competition stealing deals before you get them under contract.
  • Buyers asking for moreHungry cash buyers who want your next flip or rental.

Your first month

$29

then $49 a month

Start for $29

Less than one motivated-seller lead costs in most markets.

What an easier market is worth

Now$15,000
2× in an easier market$30,000
3×$45,000

A year of membership is $568. Doubling your month pays it back 26× in the first month alone.

Wholesaler-friendly title companies & attorneys in Denver

Ranked by investor points (assignments 30, novations 20, investors / double closes / creative finance 10 each, listings 10). 5 closers · 4 confirmed for assignments · 1 for novations · 3 for double closes

Confirmed Only the business says so No Not confirmed · Verified by: phone call RCI member company reviews forums · Tap a row for the sources.

  1. 1Title company, Denver, CO3.7(3)GoogleInvestors (Confirmed: Works with investors; Verified from forums (6); Said by the business only)Assignments (Confirmed: Allows assignments; Verified from forums (1))Novations (Confirmed: Closes novations; Verified from forums (1))Wet double close (Confirmed: Wet double close; Verified from forums (3))Dry double close (Not confirmed: Dry double close)Creative finance (Confirmed: Creative finance (sub-to, land trusts, contracts for deed); Verified from forums (2))88/100 pts investor points
    Members see this closer's full profile
    • Name, address and click-to-call phone
    • Website, Google Maps, Yelp and BBB links
    • The sources behind every check: phone calls, RCI members, reviews, forum posts
    • Background check: reviews, complaints, forum mentions and red flags

    Get Access Now Member login

    How each check was verified

    • Works with investorsVerified from forums 6 sources · members onlySaid by the business only 1 source · members only
    • Allows assignmentsVerified from forums 1 source · members only
    • Closes novationsVerified from forums 1 source · members only
    • Wet double closeVerified from forums 3 sources · members only
    • Dry double closeNo source yet.
    • Creative finance (sub-to, land trusts, contracts for deed)Verified from forums 2 sources · members only

    Background-checked October 2026: 4 forum mentions, no red flags. Members see the full report.

    Your business, or you closed with them?

  2. 2Title company, Denver, CONo reviews yetInvestors (Confirmed: Works with investors; Verified from forums (2); Said by the business only)Assignments (Confirmed: Allows assignments; Verified from forums (1); Said by the business only)Novations (Reported by the business: Closes novations)Wet double close (Confirmed: Wet double close; Verified from forums (2))Dry double close (Won't do it: Dry double close)Creative finance (Confirmed: Creative finance (sub-to, land trusts, contracts for deed); Verified from forums (2))76/100 pts investor points
    Members see this closer's full profile
    • Name, address and click-to-call phone
    • Website, Google Maps, Yelp and BBB links
    • The sources behind every check: phone calls, RCI members, reviews, forum posts
    • Background check: reviews, complaints, forum mentions and red flags

    Get Access Now Member login

    How each check was verified

    • Works with investorsVerified from forums 2 sources · members onlySaid by the business only 2 sources · members only
    • Allows assignmentsVerified from forums 1 source · members onlySaid by the business only 1 source · members only
    • Closes novationsNo source yet.
    • Wet double closeVerified from forums 2 sources · members only
    • Dry double closeNo source yet.
    • Creative finance (sub-to, land trusts, contracts for deed)Verified from forums 2 sources · members only

    Background-checked October 2026: 3 forum mentions, no red flags. Members see the full report.

    Your business, or you closed with them?

  3. 3Title company, Denver, CO4.4(21)GoogleInvestors (Confirmed: Works with investors; Verified from forums (3); Said by the business only)Assignments (Confirmed: Allows assignments; Verified from forums (4))Novations (Not confirmed: Closes novations)Wet double close (Confirmed: Wet double close; Verified from forums (2))Dry double close (Not confirmed: Dry double close)Creative finance (Confirmed: Creative finance (sub-to, land trusts, contracts for deed); Verified from forums (1))68/100 pts investor points
    Members see this closer's full profile
    • Name, address and click-to-call phone
    • Website, Google Maps, Yelp and BBB links
    • The sources behind every check: phone calls, RCI members, reviews, forum posts
    • Background check: reviews, complaints, forum mentions and red flags

    Get Access Now Member login

    How each check was verified

    • Works with investorsVerified from forums 3 sources · members onlySaid by the business only 1 source · members only
    • Allows assignmentsVerified from forums 4 sources · members only
    • Closes novationsNo source yet.
    • Wet double closeVerified from forums 2 sources · members only
    • Dry double closeNo source yet.
    • Creative finance (sub-to, land trusts, contracts for deed)Verified from forums 1 source · members only

    Background-checked October 2026: 4 forum mentions, no red flags. Members see the full report.

    Your business, or you closed with them?

  4. 4Title company, Greenwood Village, CO4.3(28)GoogleInvestors (Confirmed: Works with investors; Verified from forums (2); Said by the business only)Assignments (Confirmed: Allows assignments; Verified from forums (3); Said by the business only)Novations (Not confirmed: Closes novations)Wet double close (Not confirmed: Wet double close)Dry double close (Not confirmed: Dry double close)Creative finance (Not confirmed: Creative finance (sub-to, land trusts, contracts for deed))46/100 pts investor points
    Members see this closer's full profile
    • Name, address and click-to-call phone
    • Website, Google Maps, Yelp and BBB links
    • The sources behind every check: phone calls, RCI members, reviews, forum posts
    • Background check: reviews, complaints, forum mentions and red flags

    Get Access Now Member login

    How each check was verified

    • Works with investorsVerified from forums 2 sources · members onlySaid by the business only 6 sources · members only
    • Allows assignmentsVerified from forums 3 sources · members onlySaid by the business only 2 sources · members only
    • Closes novationsNo source yet.
    • Wet double closeNo source yet.
    • Dry double closeNo source yet.
    • Creative finance (sub-to, land trusts, contracts for deed)No source yet.

    Background-checked October 2026: 0 forum mentions, no red flags. Members see the full report.

    Your business, or you closed with them?

  5. 5Title company, Denver, CO4.2(47)GoogleInvestors (Not confirmed: Works with investors)Assignments (Not confirmed: Allows assignments)Novations (Not confirmed: Closes novations)Wet double close (Not confirmed: Wet double close)Dry double close (Not confirmed: Dry double close)Creative finance (Not confirmed: Creative finance (sub-to, land trusts, contracts for deed))Not verified for investors yet6/100 pts investor points
    Members see this closer's full profile
    • Name, address and click-to-call phone
    • Website, Google Maps, Yelp and BBB links
    • The sources behind every check: phone calls, RCI members, reviews, forum posts
    • Background check: reviews, complaints, forum mentions and red flags

    Get Access Now Member login

    How each check was verified

    • Works with investorsNo source yet.
    • Allows assignmentsNo source yet.
    • Closes novationsNo source yet.
    • Wet double closeNo source yet.
    • Dry double closeNo source yet.
    • Creative finance (sub-to, land trusts, contracts for deed)No source yet.

    Your business, or you closed with them?

Questions to ask a Denver closer before you send a contract
  1. Will you close an assignment, and how does my assignment fee show on the settlement statement?
  2. Do you close novation deals, and do you have a novation agreement your attorneys approve?
  3. Wet double close, dry double close, or both? Which transactional lenders do you accept?
  4. How fast is a title commitment usually back, and who orders payoffs and lien searches?
  5. Where is earnest money held, and how fast is it receipted?
  6. Can sellers sign remotely (mobile notary or remote online notarization)?

Know a title company or attorney in Denver that works with investors? Listed here and something's wrong? Tell us. Businesses do not pay to be listed.

Novation-friendly real estate agents in Denver

Ranked by investor points (assignments 30, novations 20, investors / double closes / creative finance 10 each, listings 10). 5 agents · 2 confirmed for novation listings

Confirmed Only the business says so No Not confirmed · Verified by: phone call RCI member company reviews forums · Tap a row for the sources.

  1. 1, Denver, CONo reviews yetInvestors (Confirmed: Works with investors; Verified from forums (3))Novations (Confirmed: Lists novation deals; Verified from forums (1))As-is listings (Confirmed: Lists as-is / wholetail; Verified from forums (2))56/60 pts investor points
    Members see this agent's full profile
    • Name, address and click-to-call phone
    • Website, Google Maps, Yelp and BBB links
    • The sources behind every check: phone calls, RCI members, reviews, forum posts
    • Background check: reviews, complaints, forum mentions and red flags

    Get Access Now Member login

    How each check was verified

    • Works with investorsVerified from forums 3 sources · members only
    • Lists novation dealsVerified from forums 1 source · members only
    • Lists as-is / wholetailVerified from forums 2 sources · members only

    Background-checked October 2026: 50 forum mentions, no red flags. Members see the full report.

    Your business, or you closed with them?

  2. 2, Centennial, CONo reviews yetInvestors (Confirmed: Works with investors; Verified from forums (8))Novations (Confirmed: Lists novation deals; Verified from forums (4))As-is listings (Confirmed: Lists as-is / wholetail; Verified from forums (5); Said by the business only)52/60 pts investor points
    Members see this agent's full profile
    • Name, address and click-to-call phone
    • Website, Google Maps, Yelp and BBB links
    • The sources behind every check: phone calls, RCI members, reviews, forum posts
    • Background check: reviews, complaints, forum mentions and red flags

    Get Access Now Member login

    How each check was verified

    • Works with investorsVerified from forums 8 sources · members only
    • Lists novation dealsVerified from forums 4 sources · members only
    • Lists as-is / wholetailVerified from forums 5 sources · members onlySaid by the business only 1 source · members only

    Background-checked October 2026: 1 forum mention, no red flags. Members see the full report.

    Your business, or you closed with them?

  3. 3Real estate agent, Lakewood, CO5.0(1,026)GoogleInvestors (Not confirmed: Works with investors)Novations (Not confirmed: Lists novation deals)As-is listings (Not confirmed: Lists as-is / wholetail)Not verified for investors yet6/60 pts investor points
    Members see this agent's full profile
    • Name, address and click-to-call phone
    • Website, Google Maps, Yelp and BBB links
    • The sources behind every check: phone calls, RCI members, reviews, forum posts
    • Background check: reviews, complaints, forum mentions and red flags

    Get Access Now Member login

    How each check was verified

    • Works with investorsNo source yet.
    • Lists novation dealsNo source yet.
    • Lists as-is / wholetailNo source yet.

    Your business, or you closed with them?

  4. 4Real estate agent, Littleton, CO5.0(967)GoogleInvestors (Not confirmed: Works with investors)Novations (Not confirmed: Lists novation deals)As-is listings (Not confirmed: Lists as-is / wholetail)Not verified for investors yet6/60 pts investor points
    Members see this agent's full profile
    • Name, address and click-to-call phone
    • Website, Google Maps, Yelp and BBB links
    • The sources behind every check: phone calls, RCI members, reviews, forum posts
    • Background check: reviews, complaints, forum mentions and red flags

    Get Access Now Member login

    How each check was verified

    • Works with investorsNo source yet.
    • Lists novation dealsNo source yet.
    • Lists as-is / wholetailNo source yet.

    Your business, or you closed with them?

  5. 5Real estate agent, Denver, CO5.0(557)GoogleInvestors (Not confirmed: Works with investors)Novations (Not confirmed: Lists novation deals)As-is listings (Not confirmed: Lists as-is / wholetail)Not verified for investors yet6/60 pts investor points
    Members see this agent's full profile
    • Name, address and click-to-call phone
    • Website, Google Maps, Yelp and BBB links
    • The sources behind every check: phone calls, RCI members, reviews, forum posts
    • Background check: reviews, complaints, forum mentions and red flags

    Get Access Now Member login

    How each check was verified

    • Works with investorsNo source yet.
    • Lists novation dealsNo source yet.
    • Lists as-is / wholetailNo source yet.

    Your business, or you closed with them?

Questions to ask an agent before a novation listing
  1. Have you listed a property under a novation agreement? Which brokerage, and how did it close?
  2. Does your broker allow novation listings, and who signs the listing agreement?
  3. How do you price and photograph as-is properties, and what are typical days on market in Denver?
  4. Commission or flat fee for investor listings, and who pays it at closing?
  5. Which title company or attorney do you use for novation closings?

Know a novation-friendly agent in Denver that works with investors? Listed here and something's wrong? Tell us. Businesses do not pay to be listed.

Agents who work with flippers in Denver

We're still matching Denver's recent investor purchases to the agents who list and sell them. Check back soon.

Wholesaling in Denver: common questions

Is Denver, CO a good place to wholesale real estate?

Yes. Denver is a A-Tier market (strong market) in the REI Cash Index for October 2026, scored on population, cash sales, days on market, months of inventory and average sale price. Its strength: deep cash-buyer pool. Cash sales over the last 12 months are among the strongest of the cities we track — more end buyers to assign to. The catch: too much inventory. Months of inventory is in buyer's-market territory. Cash buyers can wait for the next price drop, so they offer low or pass.

How long do houses take to sell in Denver?

Homes in Denver average 32 days on market before going pending (October 2026). Under 15 days means buyers are hungry; over 45 days means too much supply and buyers asking for lower prices. Denver is a steady market.

What is the average home price in Denver?

The average home sale price in Denver is $521k (October 2026). That is above the investor sweet spot, so fewer buyers pay cash and deals need a bigger spread.

Are there cash buyers in Denver?

Denver has a deep cash-buyer pool based on 12 months of cash home sales tracked by REI Cash Index. That means investors are actively closing here, so you can line up end buyers for assignments. Members see the exact cash sale count, cash market value and rank.

Is wholesaling real estate legal in Colorado?

Yes. Colorado has no wholesaling-specific statute in REI Cash Index's October 2026 review; general contract and real estate licensing law still applies. This is a summary, not legal advice; confirm with a local real estate attorney.

Do I need a title company or an attorney to close a wholesale deal in Denver?

Colorado is a title company state, which works in a wholesaler's favor: closings usually run through a title company (escrow), and a wholesaler-friendly title company closes assignments and double closes faster and with less back-and-forth than an attorney. REI Cash Index lists 5 wholesaler-friendly title companies & attorneys in Denver, ranked by investor points.

Can you do a novation in Denver?

Yes. A novation lists the seller's house on the MLS and you sell it as-is or after light work, so you need a novation-friendly agent and a market where listings move. At 32 days on market, Denver is a steady market. REI Cash Index lists 5 novation-friendly agents in Denver.

REI CASH INDEX

Is Denver your next market — or a trap?

Cash sales, days on market and months of inventory for 2,500+ U.S. cities, ranked for wholesalers and refreshed monthly.

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What do they do for investors?
Works with investors
Allows assignments
Closes novations
Wet double close
Dry double close
Creative finance (sub-to, land trusts, contracts for deed)
What do they do for investors?
Works with investors
Lists novation deals
Lists as-is / wholetail
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